@view-transition{navigation:auto;}::view-transition-old(root),::view-transition-new(root){animation-duration:.28s;}:root{--navy:#0d385a;--navy-deep:#082a45;--navy-ink:#061f33;--navy-soft:#174d76;--sky:#bfe0fb;--soft:#e7f4ff;--accent:#8dc8f4;--accent-text:#27678f;--paper:#f6f9fc;--white:#fff;--ink:#122637;--muted:#4b6070;--line:#d8e2ea;--gold:#ffb800;--gold-text:#805500;--call:#f26a1b;--call-dark:#d4550c;--alert:#b42318;--alert-soft:#fdecea;--success:#176044;--success-soft:#e2f5ec;--radius:22px;--radius-sm:14px;--shadow:0 24px 64px rgba(7,39,64,.16);--shadow-soft:0 10px 30px rgba(7,39,64,.08);--shadow-lift:0 22px 48px rgba(7,39,64,.16);--max:1180px;--ease:cubic-bezier(.22,.8,.24,1);--font:"Manrope",system-ui,-apple-system,"Segoe UI",sans-serif;--display:"Bricolage 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var(--gold);outline-offset:3px;border-radius:6px;}.shell{width:min(var(--max),calc(100% - 40px));margin-inline:auto;}.sr-only{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0;}.skip-link{position:fixed;left:16px;top:-80px;z-index:200;padding:12px 18px;color:#fff;background:var(--navy);border-radius:10px;font-weight:800;transition:top .2s;}.skip-link:focus{top:14px;}.scroll-progress{position:fixed;inset:0 0 auto 0;z-index:120;height:4px;pointer-events:none;}.scroll-progress i{display:block;height:100%;width:100%;transform:scaleX(0);transform-origin:left;background:linear-gradient(90deg,var(--call),var(--gold));}#navbar-container{position:sticky;top:calc(var(--topbar-h) * -1);z-index:90;}.site-header{position:relative;}.topbar{height:var(--topbar-h);color:#cfe3f3;background:var(--navy-ink);font-size:13px;font-weight:600;}.topbar-inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:18px;}.topbar-item{display:inline-flex;align-items:center;gap:8px;white-space:nowrap;}.topbar-item::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold);}a.topbar-item{color:#fff;font-weight:800;}a.topbar-item::before{background:var(--call);animation:blink 1.8s ease-in-out infinite;}a.topbar-item:hover{color:var(--gold);}@keyframes blink{50%{opacity:.25;transform:scale(.7);}}.nav-wrap{background:rgba(255,255,255,.88);backdrop-filter:saturate(1.6) blur(14px);-webkit-backdrop-filter:saturate(1.6) blur(14px);border-bottom:1px solid rgba(13,56,90,.08);transition:box-shadow .3s,background .3s;}body.is-scrolled .nav-wrap{box-shadow:0 10px 30px rgba(7,39,64,.12);background:rgba(255,255,255,.95);}.navbar{min-height:var(--nav-h);display:flex;align-items:center;justify-content:space-between;gap:20px;transition:min-height .3s var(--ease);}body.is-scrolled .navbar{min-height:64px;}.brand{display:inline-flex;align-items:center;gap:12px;min-width:0;}.brand-mark{display:grid;place-items:center;width:46px;height:46px;flex:none;overflow:hidden;background:#fff;border-radius:14px;box-shadow:0 0 0 1px var(--line),0 6px 14px rgba(7,39,64,.1);transition:transform .4s var(--ease);}.brand:hover .brand-mark{transform:rotate(-6deg) scale(1.06);}.brand-mark img{width:100%;height:100%;object-fit:contain;}.brand-copy{display:flex;flex-direction:column;line-height:1.15;min-width:0;}.brand-copy strong{font-family:var(--display);font-size:1.1rem;font-weight:800;color:var(--navy);letter-spacing:-.01em;white-space:nowrap;}.brand-copy span{font-size:11.5px;font-weight:800;text-transform:uppercase;letter-spacing:.14em;color:var(--call);}.nav-links{display:flex;align-items:center;gap:4px;}.nav-links>a:not(.btn),.nav-dropdown-trigger>a{position:relative;padding:10px 14px;color:var(--navy);font-weight:700;font-size:15px;border-radius:999px;transition:background .2s,color .2s;}.nav-links>a:not(.btn):hover,.nav-dropdown-trigger>a:hover{background:var(--soft);}.nav-links a[aria-current="page"]{color:var(--call-dark);}.nav-links>a:not(.btn)[aria-current="page"]::after,.nav-dropdown-trigger>a[aria-current="page"]::after{content:"";position:absolute;left:14px;right:14px;bottom:3px;height:3px;border-radius:3px;background:var(--call);}.nav-links .btn{margin-left:8px;min-height:46px;padding:0 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span{transform:translateX(5px);}.nav-toggle{display:none;width:48px;height:48px;place-items:center;padding:0;color:var(--navy);background:var(--soft);border:0;border-radius:14px;cursor:pointer;}.nav-toggle svg{width:24px;height:24px;}.nav-close-icon,.nav-toggle[aria-expanded="true"] .nav-open-icon{display:none;}.nav-toggle[aria-expanded="true"] .nav-close-icon{display:block;}.btn{position:relative;overflow:hidden;isolation:isolate;display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;font:800 16px/1 var(--font);color:var(--navy);background:#fff;border:2px solid transparent;border-radius:999px;cursor:pointer;transition:transform .25s var(--ease),box-shadow .25s,background .2s,color .2s,border-color .2s;}.btn:hover{transform:translateY(-3px);}.btn:active{transform:translateY(0) scale(.98);}.btn-lg{min-height:60px;padding:0 32px;font-size:17.5px;}.btn-call{color:#fff;background:linear-gradient(135deg,#ff8238,var(--call) 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a{color:var(--navy-soft);font-weight:700;text-decoration:underline;text-decoration-color:rgba(242,106,27,.55);text-decoration-thickness:2px;text-underline-offset:3px;transition:color .2s,text-decoration-color .2s;}main p a:not(.btn):hover,main li a:not(.btn):hover,.answer a:hover,.bff-sources a:hover{color:var(--call-dark);text-decoration-color:var(--call);}.sticky-call{position:fixed;right:max(18px,env(safe-area-inset-right));bottom:max(18px,env(safe-area-inset-bottom));z-index:80;display:inline-flex;align-items:center;gap:10px;min-height:56px;padding:0 24px;color:#fff;background:linear-gradient(135deg,#ff8238,var(--call-dark));border:3px solid #fff;border-radius:999px;box-shadow:0 14px 34px rgba(242,106,27,.5);font-weight:800;font-size:15.5px;opacity:0;visibility:hidden;pointer-events:none;transform:translateY(16px) scale(.96);transition:opacity .3s,transform .35s var(--ease),visibility 0s linear 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.3s,background .2s;}.to-top.is-visible{opacity:1;visibility:visible;transform:none;transition-delay:0s;}.to-top:hover{background:var(--call);}.to-top svg{width:22px;height:22px;}.hero,.inner-hero{position:relative;overflow:hidden;isolation:isolate;color:#fff;background:var(--navy-ink);}.hero-bg,.inner-hero-bg{position:absolute;inset:-4% 0;z-index:-3;width:100%;height:108%;object-fit:cover;translate:0 var(--py,0px);animation:kenburns 26s ease-in-out infinite alternate;will-change:translate,scale;}@keyframes kenburns{from{scale:1.02;}to{scale:1.12;}}.hero::before,.inner-hero::before{content:"";position:absolute;inset:0;z-index:-2;background:linear-gradient(100deg,rgba(6,31,51,.96) 8%,rgba(8,42,69,.82) 48%,rgba(8,42,69,.45) 100%),linear-gradient(0deg,rgba(6,31,51,.7),transparent 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h1{font-size:clamp(2.6rem,5.8vw,4.5rem);}.hero-copy>p,.inner-hero-content>p{max-width:600px;color:#dbe9f5;font-size:clamp(1.05rem,1.6vw,1.22rem);line-height:1.6;}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:6px;}.hero p.bff-hero-note{max-width:560px;margin:8px 0 0;padding:12px 16px;color:#c3d8e8;background:rgba(255,255,255,.06);border-left:3px solid var(--gold);border-radius:0 12px 12px 0;font-size:13.5px;line-height:1.55;backdrop-filter:blur(4px);}.bff-hero-note{max-width:560px;margin:8px 0 0;padding:12px 16px;color:#c3d8e8 !important;background:rgba(255,255,255,.06);border-left:3px solid var(--gold);border-radius:0 12px 12px 0;font-size:13.5px !important;line-height:1.55 !important;backdrop-filter:blur(4px);}.hero-badges{position:absolute;right:max(20px,calc((100% - var(--max)) / 2));bottom:118px;display:flex;flex-direction:column;gap:10px;align-items:flex-end;}.hero-badge{padding:10px 18px;color:#fff;background:rgba(255,255,255,.1);border:1px solid 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